My Car Insurance Claim Was Denied in Texas: Now What?
Most drivers assume that once they pay their premiums, their insurer will take care of them after a crash. Then the denial letter arrives. A denied claim is frustrating, but it is not always the final word. Texas law sets deadlines insurers must meet and penalizes unfair claim handling, and many denials can be challenged. […]
Accident Liability If Driver Is Disabled
Texas follows an at-fault (tort) insurance system, meaning the driver responsible for causing a car accident is also responsible for paying damages. If you are injured in an accident involving a disabled driver in Texas, you may have the right to pursue compensation through the at-fault driver’s insurance or by filing a personal injury claim. However, […]
How Dangerous are Dockless Scooters?
In recent months, Dockless scooters, like those from Bird Scooters, Inc., have been the center of media attention. Reports of injury, property damage, and public nuisance have led municipal officials to carefully consider whether they want to allow the units on city streets. Are dockless scooters actually dangerous, or are they being overplayed by the […]
New Texas Laws You Should Know
A fresh set of laws are set to come into the Texas legislature in 2019. From human trafficking protections to campaign finance regulations, these new laws intend to protect Texans’ safety and interests. Here are some of the most crucial laws you should be aware of as we move into the new year. Stronger Protections […]
What Prescription Drugs Impair Driving? Texas DWI and Accident Liability
Driving while intoxicated is not only about alcohol. A driver who takes a prescription or over-the-counter medication that slows their reactions or makes them drowsy can be just as dangerous, and in Texas they can be charged with DWI. Many people assume a drug is safe to take before driving because a doctor prescribed it, […]
Class Action Lawsuits: Everything You Need to Know
Thousands of people incur injury and other damages resulting from negligence in a given year, and sometimes these injuries result from a single source. When one act of negligence leads to the injury of several people, what’s known as a mass tort action may result. You may know mass tort actions as class action lawsuits. […]
Safety on School Buses: Are Seatbelt’s Required?
October hosted National School Bus Safety Week, yet news of bus crashes continues to dominate the headlines. Across the country, students face dangers at bus stops and within the vehicles themselves. Many of these accidents stem from a failure to observe a bus’s stop sign, but the question remains if injuries could have been prevented […]
Tools You Can Use to Prevent Teens From Distracted Driving
Distracted driving greatly increases the risk of being in an accident, yet people continue to use their phones while behind the wheel. Teen drivers are especially prone to this type of behavior when they start to drive on their own. You can teach your teens about the dangers of distracted driving, but making them put […]
Car accidents can be overwhelming, especially in the moments immediately following a collision. Knowing when to call the police after a fender bender in Texas is important for protecting your safety, your rights, and your ability to file an insurance claim. While not every minor accident requires an emergency response, there are situations where contacting law enforcement is essential. Do You Always Have to Call the Police in Texas? In Texas, you are required to report a car accident if it involves: Injury or death, or Property damage of $1,000 or more If law enforcement does not respond to the scene, you may need to file a Driver’s Crash Report (CR-2). Even in minor accidents, calling the police can help create an official record, which may be valuable when dealing with insurance companies. Situations When You Should Call the Police Immediately 1. Someone Is Injured Your top priority after any accident is safety. If anyone is injured—even if injuries seem minor—call 911 immediately. Some injuries, such as whiplash or internal trauma, may not be obvious right away. A police report and medical response can help protect your health and your legal claim. 2. Significant Vehicle or Property Damage After confirming everyone is safe, assess the damage. If the accident involves noticeable vehicle damage or appears to exceed $1,000, Texas law requires reporting. Even if you are unsure of the exact cost, it’s better to err on the side of caution and contact law enforcement. 3. The Other Driver Is Uncooperative or Aggressive After an accident, you should exchange: Names and contact information Vehicle details Insurance information If the other driver refuses to cooperate, becomes aggressive, or attempts to leave the scene, call the police immediately. You should also contact authorities if the driver appears: Intoxicated Distracted Reckless Best Practices When Calling the Police If you decide to call the police after a fender bender in Texas, stay calm and provide clear information: Your exact location Whether there are injuries A brief description of the accident When officers arrive: Stick to the facts Do not admit fault Answer questions honestly and clearly The officer will prepare an official accident report, which can be critical for insurance claims and potential legal action. What to Do While Waiting for the Police While waiting for law enforcement: Take photos of all vehicle damage and the accident scene Gather witness contact information Exchange information with the other driver Also, be sure to obtain: The officer’s name and badge number The accident report number This information will help you access the report later. Should You Report Minor Accidents? Even if the accident seems minor, reporting it can still be beneficial. A police report provides an objective record of the incident, which can help establish fault if a dispute arises later. Some injuries may not appear until hours or days after the accident. Having documentation in place can support your claim if medical treatment becomes necessary. Final Thoughts While not every fender bender in Texas requires an immediate call to the police, certain situations make it essential. When in doubt, reporting the accident can protect both your health and your legal rights. Taking the right steps after an accident ensures you are prepared for any insurance claim or legal process that may follow.
Car accidents can be overwhelming, especially in the moments immediately following a collision. Knowing when to call the police after a fender bender in Texas is important for protecting your safety, your rights, and your ability to file an insurance claim. While not every minor accident requires an emergency response, there are situations where contacting […]
Texas Vehicle Inspection Laws in 2026: What Dallas-Area Drivers Need to Know
Texas vehicle inspection rules changed significantly on January 1, 2025. If you have been in Texas a while, the process you remember no longer applies to most cars. Here is what Dallas-area drivers need to know now. Most Cars No Longer Need a Safety Inspection House Bill 3297 ended the annual safety inspection requirement for […]