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Car Accident
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(877) 880-4090Posted November 6, 2025 | Personal Injury Blog
Ridesharing has become a daily convenience for millions of people in Texas, Utah, and across the country. But when an accident happens during an Uber or Lyft trip, figuring out who is financially responsible isn’t always simple. These cases involve multiple parties, complex insurance policies, and overlapping state laws that can easily confuse victims trying to recover compensation.
In this article, we’ll explain:
At Fielding Law Auto Accident Attorneys, we represent victims in both Texas and Utah who’ve been hurt in rideshare collisions, whether they were passengers, other drivers, or pedestrians.
Just like any other vehicle, Uber and Lyft cars can be involved in accidents caused by:
Unlike typical car accidents, however, rideshare collisions involve commercial activity and third-party insurance, making the claims process much more complex.
Rideshare drivers are independent contractors, not employees, which complicates who’s responsible for damages. Liability often depends on what the driver was doing at the time of the crash:
If the rideshare driver wasn’t logged in or available for rides, their personal auto insurance applies, not Uber or Lyft’s policy.
When the driver is waiting for a passenger request, Uber and Lyft provide contingent liability coverage, typically up to:
Once the driver accepts a ride request or has a passenger in the car, both Uber and Lyft provide up to $1 million in liability coverage. This coverage also includes uninsured/underinsured motorist protection in many cases.
If you were injured during this active phase, your rideshare accident lawyers can pursue claims under this higher policy limit.
At Fielding Law, we handle all types of rideshare injury cases, including:
These cases may also overlap with distracted driving accidents or drunk driving crashes, depending on the cause.
If you’re injured in a rideshare crash, take the following steps to protect your rights:
Even minor accidents can have serious consequences, especially if internal or head injuries go undiagnosed. A skilled lawyer can help coordinate your medical care while building your legal case.
As a passenger in an Uber or Lyft, you’re rarely at fault for the crash. That means you may be entitled to compensation regardless of which driver caused the accident.
Your attorney may file claims against:
An experienced rideshare accident attorney will determine which coverage applies and ensure the right insurers are held accountable.
Victims of rideshare accidents can seek compensation for:
If the accident causes severe, permanent injuries, such as spinal cord or traumatic brain injuries, Fielding Law’s attorneys will pursue full compensation for lifelong care, loss of independence, and diminished quality of life.
Rideshare companies often try to distance themselves from liability by arguing that their drivers are “independent contractors.” This can lead to disputes over which insurance policy applies, or whether Uber/Lyft’s policy even covers your accident.
That’s where experienced representation matters. Fielding Law’s rideshare accident lawyers understand how to interpret these policies, challenge denials, and force insurers to honor their coverage obligations.
At Fielding Law, we’ve handled hundreds of complex motor vehicle cases, including those involving major corporate defendants like rideshare companies. Our team:
We also handle related cases such as truck accidents, pedestrian injuries, and wrongful death claims.
If you were injured in an Uber or Lyft accident in Texas or Utah, don’t try to navigate the insurance maze alone. Let Fielding Law Auto Accident Attorneys handle the investigation, evidence gathering, and negotiations while you focus on healing.
Texas Offices:
Utah Office:
Call Fielding Law today for a free consultation, because it’s not about us. It’s about you.
Text edited by Mitchell Fielding, a personal injury lawyer and partner at Fielding Law. Mitchell is known for his hard work ethic, friendly personality and dedication to the law. You can find out personal injury law offices in Taylorsville, UT and Mesquite, TX.